Medical Card

Do you have a medical card? I have one for few years... the card is to standby, just in case for emergencies and also to assist in some financial aid. But when one want to use it in hospital, just be careful ... read on to this article here which I just received it in my email....

PROPER WAY TO USE THE MEDICAL CARD

IN CASE OF EMERGENCY!!!

In cases of Emergency, a matter of LIFE & DEATH (eg Heart-attack,
Strokes, Accidents) NEVER.. NEVER.. NEVER use a medical card! Why?....

1. In the emergency room, you will be asked to register and make a
'Deposit' BEFORE the patient is TREATED!

2. When you show the medical card�.the doctor MUST complete
the claim form and fax to the insurance company BEFORE they can treat
the patient. The hospital MUST wait until the insurance company Confirms
coverage & limit of policy.

3. ALL these procedures may take 1-2 HOURS!! By this time the
patient may have lapsed into a coma!!

4. Use your credit card or Cash FIRST. AFTER the patient has been
treated & attended by the doctor, then show the admission counter nurse
the medical card. She will then liaise with the insurance company directly
for the approvals. She will tear the earlier credit card deposit once the
insurance company has approved.

5. By now the patient would have been wheeled into the room to
rest or to the surgery room for immediate surgery.